CLICK

Be your own banker, anytime, anywhere!

Take control of your finance with banking services at your fingertips.

Financial innovation for everyone

Total control over your finances from anywhere.

  • Total Autonomy
    Become your own banker by registering, generating your unique code, and initiating financial transactions without intermediaries.

  • Easy Transfers
    Effortlessly send money to anyone, anytime, without concerns about phone networks or the recipient’s bank.

  • Ubiquitous Accessibility
    Accessible 24/7 via USSD or the internet, available on the App Store and Google Play for convenient use.

Freedom of choice

Experience the freedom of controlling your finances on the go with the power to bank whenever and wherever you choose.

  • For Everyone
    Whether you’re an existing FINCA client or a new user, our service is designed for universal use, allowing you to send money to any phone number, regardless of the telecom provider.

  • Guaranteed Security
    Say goodbye to mistrust in the banking system. Enjoy peace of mind and full control over your money.

  • Phenomenal Growth
    With over 350,000 registered customers and savings exceeding $5 million, our service has demonstrated significant impact and success.

Eligibility criteria

Accessing our flexible bank is straightforward and transparent. Here’s how you can qualify.

  • Client Status
    Accessible to both existing FINCA customers and new users.

  • Network Availability
    Users need to have a network connection via USSD or the Internet to carry out transactions efficiently.

  • Personal Information
    Users must provide accurate “Know Your Customer” (KYC) information during registration, including full name, address, telephone number, and other pertinent details.

  • Confidentiality
    Users must agree to the terms and conditions, ensuring the confidentiality of their PIN or password for accessing.

  • Transfer Limits
    Transactions made through CLICK are subject to regulatory and security restrictions, including predefined limits on the number and value of transactions within a given period.

Account opening

Download our CLICK app from the App Store or Play Store, sign up, and open your CDF and USD account for free. Alternatively, type *455# and follow the instructions.

Money Transfer Instructions
  • Enter your password and confirm.

  • Click on the “Send Money” icon.

  • Enter the recipient’s phone number.

  • Enter the recipient’s name.

  • Enter the amount and confirm.

Airtime Purchase Instructions

  • Enter your password and confirm.

  • Click on the “Buy airtime” icon.

  • Choose the source account number.

  • Select “To My Number” or “To Another Number”.

  • Enter the amount and validate the transaction.

Merchant Service – pay your bills

  • Enter your password and confirm.

  • Click on “Purchase”.

  • Choose the source account number.

  • Enter the merchant code starting with “FIN”.

  • Enter the amount and confirm the transaction.

Application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Choose your platform: Download the “CLICK” app from the App Store or Play Store for smartphone users. Basic phone users can access via USSD by dialing *455#.

  • 2

    Registration: Launch the app and select “Register.” Provide necessary information, including full name, phone number, address, and create a secure PIN.

  • 3

    Code Generation: The system generates a unique verification code (OTP) for added security. Confirm your details using the code.

  • 4

    Confirmation and Activation: Receive a confirmation SMS indicating your successful registration. Your CLICK account is now activated.

  • 5

    Add Funds and Transact: If needed, add funds through various methods. Start making transactions such as money transfers and payments to explore CLICK’s features.

Start your application

Applying is straightforward and convenient.


Frequently Asked Questions

Not necessarily., CLICK is available to both existing FINCA clients and new users. Certain CLICK services, such as National Transfer, are beneficial to non-FINCA clients and are available to any phone user.

Registration can be done through USSD or the application. Clients can also register with a FINCA Express agent or at a FINCA office. To register, launch the application or dial *455# and follow the instructions. You will need to provide personal KYC information, accept the terms and conditions, and validate the verification code to receive a confirmation SMS.

Yes, CLICK uses advanced security measures to protect your information and funds. However, it is essential that you never share your PIN code and always follow best security practices.

The CLICK application requires an Internet connection. However, for the convenience of our customers, especially those with standard phones, the menu can be accessed through the USSD channel, which does not require an Internet connection.

Using the application is free of charge. However, fees may be charged for certain financial and non-financial transactions performed through the application. Customers will be informed of any fees.

Yes, with CLICK you can send money to any phone number, regardless of the telecom operator.

We are always happy to talk!

Request a callback.