Future Term Deposit

Secure deposit accounts for children

Our customized financial solutions to bring your lifelong dreams to life.

Secure deposit accounts for children

Make growing your money and securing your child’s future easy.

  • Tailored for Your Goals: Explore the benefits of an account tailored for parents with specific financial goals for their children.

  • Goal-Oriented Saving: The FINCA Goal Saver account is tailored for parents with specific goals for their children within a defined time frame.

  • Lock-In Feature: This account restricts access to funds for the chosen term, providing a disciplined approach to saving.

  • Trust in Banking: Enjoy peace of mind and maintain control over your money.

Seamless opening process

Simple conditions to open the account and embark on your journey toward achieving long-term goals.

  • Age of Availability: The account is available to individuals aged 0 to 24.

  • Valid ID: For young adults: voter card, passport, driver’s license, or two other photo ID cards providing accurate identity information (KYC). For minors: birth certificate, birth certificate attestation, or supplementary judgment in case of adoption.

  • Instant Passport Photo: A passport photo is taken on-site during the account opening process.

  • Minimum Opening Balance: Begin your journey toward long-term goals with a minimum opening balance of 20 USD.

  • Competitive and Fixed Interest: Enjoy competitive and fixed interest rates of up to 4% per year.

Enjoy the benefits of the account

Once opened, you can take advantage of the various benefits offered by the account.

  • Flexible Fixed Periods: Choose from periods of 3, 6, or 12 months to suit your savings goals.

  • No Account Management Fees: Experience the convenience of managing your account without any additional fees.

  • Access at Maturity: Access your funds at maturity, providing flexibility in managing your financial goals.

  • Liquidation or Renewal: Upon expiration, you can easily liquidate the deposit or renew it based on your preferences.

Application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Online Application: Start the account opening process by filling out our simple online application on our website or mobile app. Provide necessary details and schedule an appointment.

  • 2

    Prepare Required Documents: Gather the identity card of the account holder and the child’s identification (birth certificate or baptismal card). Ensure you have the minimum deposit of USD 20 ready.

  • 3

    Visit the Nearest FINCA Branch: Head to the scheduled branch appointment with the required documents and the minimum deposit. Our branch staff will guide you through the process.

  • 4

    Customer Service Assistance: Upon arrival, proceed to customer service. They will assist you in completing the account opening, handling the initial deposit, and registering both identities and fingerprints for added security.

Start your application

Applying is straightforward and convenient.


Frequently Asked Questions

If you don’t have a valid card, no worries! Simply provide a certificate of loss along with an official document from the State bearing your full name.

To determine the earnings on a fixed-term deposit, please check the interest rate fee schedule applicable at your nearest branch. Our team will provide detailed information regarding your potential earnings.

Yes, you can withdraw from your fixed-term deposit before the term ends. Feel free to discuss the specifics with our team for personalized assistance.

We are always happy to talk!

Request a callback.