Avenir Saving Account

Savings tailored for your child’s future

Take the initiative now by opening an account specially designed to materialize your children’s future projects, securely.

Securing your child’s future

Take the first step in securing your children’s financial future by opening an account for them.

  • Convenient Access
    Enjoy unlimited access to your funds through all FINCA branches and our extensive express distribution network across the country.

  • Competitive Interest Rate
    Earn a competitive interest rate of 3% per annum on a minimum balance of $5.

  • No Management Fees
    Experience the benefits of this account with no management fees.

  • Free Withdrawals & Deposits
    Enjoy the freedom of making withdrawals and deposits without any associated fees.

Your child’s foundation

Lay a strong foundation for your children’s financial well-being, setting them on a path to a secure and informed financial future.

  • No Interprofessional Fees
    Experience seamless financial transactions without incurring interprofessional fees.

  • No Account Reactivation Fees
    Benefit from the account without worrying about reactivation fees.

  • Account Statement on Request
    Obtain your account statement whenever needed, providing transparency in your transactions.

  • Fast Turnaround Time
    Access services with a fast turnaround time, ensuring efficiency and convenience.

Simple opening process

To open an AVENIR account, follow these simple steps and meet the specified conditions.

  • Minimum Opening Deposit
    Make a minimum opening deposit of USD 5 or its equivalent in Congolese francs to initiate the account.

  • Valid Identification
    For young adults: voter card, passport, driver’s license, or two other photo identification cards providing accurate identity information (KYC).
    For young minors: birth certificate, birth certificate attestation, or supplementary judgment in case of adoption.

  • Tailored for Children
    The account is specifically designed to cater to the banking needs of children aged 0 to 24.

Flexible transactions

Explore various transactions available for the AVENIR account, enhancing flexibility and convenience.

  • ATMs Deposits/Withdrawals
    Easily manage your AVENIR account with the convenience of making deposits and withdrawals through ATMs, ensuring accessibility.

  • Balance/Statement Request
    Obtain real-time information on your account balance or request a detailed statement of account at any FINCA branch.

  • Obtaining a Certificate
    Explore the option to obtain a certificate for your AVENIR account, adding to the array of services offered for your convenience.

Application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Online Application Initiation: Start the account opening process online by visiting the FINCA website or mobile app. Fill out the digital application form, providing necessary details for both you and your child.

  • 2

    Prepare Required Documents: Have your identification card, the child’s identity document (birth certificate or baptismal card), and the minimum deposit ready. These documents will be submitted during your branch visit.

  • 3

    Visit the FINCA Branch: Go to the nearest FINCA branch, ensuring you bring along the required documents and the minimum deposit amount.

  • 4

    Account Opening & Initial Deposit: Upon arrival customer service will verify the provided information, and assist with the initial deposit. This includes registering the identity and fingerprints of both the account holder and the child.

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

If your card is unavailable, simply provide us with a certificate of loss accompanied by an official document from the State bearing your full name. Examples include a diploma or school certificate. Our team will guide you through the process with ease.

There are no withdrawal or account maintenance fees at AVENIR. Your money stays yours without any hidden costs.

We are always happy to talk!

Request a callback.