Village Banking Loan

Quickly grow together with our funding

Embark on a journey of growth with the support of our loan to impact your community.

This loan option is available for groups of 15 to 30 active members, each running individual businesses.

Performance and Growth
Designed to facilitate business growth, this loan is structured to ensure optimal performance for your ventures.
Flexible Terms
Benefit from flexible terms repayment tailored to your specific needs. You have a maximum of 4 to 12 months.
Simplified Access
Get a loan without security requirements, making access to funds easy.
Competitive Rate
Enjoy exceptional service with an interest rate of 2.69% and 6.29%.
Tailored Amounts
Individual amounts range from $50 to $5.000, ensuring that you get the financial support your business needs.

Navigate easily through the qualification process for financial support with our streamlined approach.

Borrower Eligibility
The borrower must be an active individual engaged in business activities, with a going concern, and must be at least 18 years old.
Business Experience
The applicant’s business should have been in operation for a minimum of 6 months.
Group Size
The borrower must be part of a group, and the group should consist of minimum 15 to a maximum of 30 members.
Group Solidarity Requirement
The borrower is required to show group solidarity, demonstrating a spirit of mutual assistance and cooperation within the group. Moreover, the borrower must complete FINCA training prior to obtaining a loan.

The loan comes with several special benefits designed to maximize advantages for the borrower.

Loan Amount
The loan amount can go up to $5 000, providing substantial financial support.
Solidarity Guarantee
You are bound by a joint guarantee with the other members of the group.
Fast Processing
Loan applications undergo fast processing to effectively address the urgent needs of business owners.

Experience an application process built on trust, efficiency, and your unique needs.

1

Eligibility Check
Ensure active involvement in the business world with a business in operation for at least 6 months.
2

Group Formation
Join or initiate a group comprising 10 to 30 business owners.
3

Document Preparation
Collect necessary documents showcasing business seniority and active status. Ensure you possess valid identification proving you are at least 18 years old.
4

Application and Evaluation
Submit your loan application online or at a branch. It is swift evaluated through our fast-track processing.
5

Loan Approval and Terms Agreement
Once approved, discuss loan terms, including amount, interest rate, and repayment period. Upon agreement, funds are disbursed through direct bank transfer or a check.