Small Business Loan

Empower your ambitions with tailored funding support

Embrace the journey of growth and success with our funding support adapted to your ambitions.

Small businesses loan

Elevate your business with our specialized loan solution, designed to empower visionary entrepreneurs.

  • Competitive Offer
    Benefit from an attractive package featuring competitive interest rates and customized fees, ensuring robust financing for your business.

  • Fast Processing
    Recognizing that time is precious in business, we are committed to expediting the processing of your application for swift decision-making.

  • Personalized Attention
    Acknowledging the uniqueness of each business, we provide personalized attention and tailor solutions to meet your specific needs.

  • Flexibility
    Our financial solutions are tailored to your needs with loan amounts between $30,001 and $200,000. Customized collateral options, including business assets, vehicles, or personal property, to align with your unique situation.

  • Competitive Rate
    Enjoy exceptional service with an interest rate between 2.69% to 6.29%.

Effortless qualification

Access financial assistance seamlessly with our easy and uncomplicated qualification process.

  • Entrepreneurial Status
    The applicant must be the owner or manager of a business.

  • Age Requirement
    The applicant must be 18 years old or older.

  • Residency Criteria
    The applicant must be a Congolese citizen or a resident of the Democratic Republic of Congo.

  • Business Experience
    The business must have been in operation for at least one year.

  • Professional Stability
    The applicant must have maintained business operations at the same location for at least one year.

  • Residential Stability
    The applicant must have resided at the current address for at least one year.

Loan application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Prepare Documents: Gather the necessary documents, including a valid identification, proof of business experience (3 years), and business-related commercial documents.

  • 2

    Apply Online or In-Branch: Visit the nearest FINCA branch or submit your request online. Fill out the form ensuring the accuracy of the information.

  • 3

    Approval and Contract Signing: After a thorough review, if approved, you’ll be notified with loan details. Visit the branch to sign the contract and clarify any queries.

  • 4

    Funds Disbursement: Once the contract is signed, the funds will be deposited into your account.

  • 5

    Repayment Commitment: Commit to repaying the loan amount with associated interest over a flexible term: 12 to 48 months.

Start your application

Applying for a loan with us is a straightforward and convenient process.


Frequently Asked Questions

We offer highly competitive rates tailored to your specific circumstances, considering factors like the loan term and your business’s financial standing.

The repayment duration is influenced by the borrowed amount, the interest rate, and your ability to repay, ensuring a personalized and feasible schedule.

Experience minimal fees with our loan. For a detailed breakdown, visit your branch or explore our website for comprehensive information.

We are always happy to talk!

Request a callback.