CLICK Loan

Up to $15,000 on your phone,Approved instantly

Get your credit in minutes, without having to go anywhere

The digital loan revolution!

Explore the simplicity and efficiency of one-click loan through our mobile application. Access loan directly from your phone without paperwork or long waiting times.

  • Flexibility
    Choose a loan amount from $5 to $15,000 USD or its equivalent in CDF, depending on your goals.

  • Instant
    Receive your loan directly to your phone as soon as your application is approved.

  • Accessibility
    Whether you’re a worker paid through FINCA, a saver, or a traditional loan customer, this loan is accessible to everyone.

  • Versatility
    Whether you want to boost your budget, address urgent needs or seize a business opportunity, our digital loan caters to various customer segments.

Eligibility criteria

To access our instant loan facility, you need to meet specific eligibility criteria. Here’s how you can qualify.

  • Limit Determination
    The loan limit will be determined through our loan scoring system, ensuring fairness and transparency in the lending process.

  • Employee Eligibility
    Employees receiving their salaries directly from FINCA are eligible to apply for digital loan.

  • Savings Account Holder Eligibility
    Clients with an active savings account and a positive savings history can easily qualify for our instant loan facility.

Revolutionizing access

Embark on the digital loan revolution with the simplicity and efficiency of one-click loan.

  • Loan Range
    Clients can request digital loan amounts within the range of $5 to $15,000 USD or its equivalent in CDF.

  • Interest Rate
    Take advantage of an interest rate between 3.5% and 4.99% on the loan, depending on whether it is in USD or CDF, making it an economical and responsible choice.

  • Usage Flexibility
    This loan is versatile and can address personal or business ambitions.

  • Accessible Application
    Apply for and manage the loan through a simple mobile application on your smartphone or compatible device.

Account opening

Download our CLICK app from the App Store or Play Store, sign up, and open your CDF and USD account for free. Alternatively, type *455# and follow the instructions.

Scan and download CLICK

Loan application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Access the FINCA Mobile or CLICK App
    Download the CLICK app or access the FINCA Mobile menu.

  • 2

    Choose CLICK loan
    Select the CLICK loan option (Option 6 on FINCA Mobile).

  • 3

    Apply and Confirm
    Apply for loan, choose the amount (up to $15,000), and confirm terms.

  • 4

    Instant loan Approval
    Receive instant loan approval, manage your loan and repay when ready.

Start your application

Applying for a loan with us is a straightforward and convenient process.


We are always happy to talk!

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