Business loan

Tailored business growth financing

Accessible loan solutions designed to foster your business success and growth.

Your business growth is our priority

Explore the perfect loan option tailored to meet the needs of small and medium-sized enterprises. Receive the assistance you need to expand your business and achieve your financial goals.

  • Boost Your Growth
    Access the resources your business requires to perform, expand and boost your overall growth.

  • Guaranteed Flexibility
    Enjoy guaranteed flexibility with long-term repayment plans that are tailored to suit your business.

  • Competitive Rate
    Enjoy exceptional service with interest rates from 2.69% to 6.29%.

  • Tailored to Performance
    The loan amount is determined based on your company’s performance, emphasizing a customer-centric approach to lending.

Outstanding advantages

Explore the outstanding advantages that come with our business loan.

  • Loan Amount
    Borrow up to $30,000 to turn your projects into reality.

  • Flexible Repayment Period
    Choose a repayment term that suits your financial capacity, ranging from 6 to 24 months.

  • Fast Application Processing
    Experience fast processing of your loan application, with approval in just 7 days once you’ve submitted the required document.

Streamlined process

Experience a hassle-free journey to financial support with our directs and straightforward process.

  • Eligibility
    Open to individuals and businesses operating in FINCA’s service area. Applicants must be at least 18 years old.

  • Business Experience
    A minimum of 6 months (3 months for service-based businesses) of operational history is required .

  • Required Documentation
    Essential documents, like a trade register or identification card are needed based on the type of activity.

  • Guarantee Requirement
    A guarantee is mandatory for loan approval, with multiple alternatives available.

Loan application process: step by step

Experience an application process built on trust, efficiency, and your unique needs.

  • 1

    Apply Online
    Fill out the application form, either online or at one of our branches. Our team will then contact you.

  • 2

    Evaluation
    Our team will assess your application and file reliability. A visit or interview may be arranged for a comprehensive evaluation.

  • 3

    Decision
    You’ll be notified of our decision. If approved, we’ll provide details such as the loan amount, interest rate, and repayment terms.

  • 4

    Closing
    Sign the loan contract after understanding all terms. Receive the approved amount in your provided bank account.

Start your application

Applying for a loan with us is a straightforward and convenient process.


Frequently Asked Questions

The repayment period is flexible, ranging from 3 to 24 months.

We offer a competitive interest rate for business loans. The exact rate depends on factors like the loan term and your business’s financial health.

“Ongoing operational activities” mean your business must be actively running, not dormant or in the start-up phase.

Unfortunately, eligibility requires a minimum of 6 months of operational history.

A guarantee is collateral, an asset or insurance you provide to ensure loan repayment. It could be real estate, equipment, another asset, or a third-party guarantee.

Feel free to contact us via phone, email, or by visiting one of our offices. Detailed contact information is available here.

We are always happy to talk!

Request a callback.